Junior Business Consultant - Consumer Lending

Role description

  • Type of contract: Full-time

  • Place of work: Ho Chi Minh City, Vietnam

About the Role

EmbedIT Vietnam is seeking a motivated Junior Business Consultant to support the growth and delivery of our consumer lending platform business across Southeast and South Asia.

This is a client-facing role combining delivery support, business analysis, and consulting support. The successful candidate will work with senior consultants, sales teams, clients, product specialists, and delivery teams to help define and deliver solutions that combine:

  • our consumer lending platform
  • business consulting services in the consumer lending domain

The role will focus mainly on supporting the business consulting part of delivery, helping clients adopt the platform, improve lending processes, and contribute to better business outcomes.

Key Responsibilities

Delivery and Consulting Support

  • Support business consulting workstreams during implementation and transformation engagements.
  • Assist clients and internal teams in documenting business requirements, processes, and operating needs.
  • Help analyze current lending operations and identify process gaps or improvement opportunities.
  • Support the alignment of business requirements with platform capabilities and delivery priorities.
  • Prepare meeting materials, presentations, process flows, and project documentation.

Pre-Sales and Solution Support

  • Support pre-sales activities such as research, meeting preparation, workshop logistics, proposal input, and presentation materials.
  • Participate in discovery meetings and workshops to understand client business goals, pain points, and priorities.
  • Assist in translating business needs into structured requirements and solution inputs.
  • Contribute to high-level solution discussions together with senior consultants and technical teams.

Consumer Lending Domain Development

  • Build a working understanding of the main domains of consumer lending, including:
    • loan origination, loan management, collections, risk management, data and reporting
    • analytics and selected AI use cases
  • Develop the ability to discuss these domains at a basic to intermediate level with support from senior team members.
  • Build deeper knowledge in at least one area over time.
  • Support the application of industry best practices through platform adoption and process change.

Stakeholder and Team Collaboration

  • Work closely with senior consultants, product specialists, and delivery teams on client engagements.
  • Support communication between client business teams and internal project teams.
  • Participate in workshops and meetings across business and technical audiences.
  • Represent the company professionally in client-facing interactions.

Qualifications

Must-Have

  • 1–3 years of experience in business analysis, consulting, project delivery, or a related role within banking, fintech, or enterprise software
  • Interest in consumer lending, digital lending platforms, or financial services transformation
  • Basic understanding of business processes and requirements gathering
  • Strong analytical and problem-solving skills
  • Good communication and presentation skills
  • Ability to work in a structured way and manage multiple tasks
  • Fluent English, written and spoken

Preferred

  • Exposure to banking, lending, fintech, or consulting environments
  • Experience with process documentation, business analysis, or client-facing project work
  • Familiarity with areas such as loan origination, collections, risk, reporting, or data
  • Experience preparing presentations, requirements documents, or workshop materials
  • Experience working in multinational or regional environments

Soft Skills

  • Strong willingness to learn
  • Business-oriented and client-focused mindset
  • Ability to turn information into clear, structured outputs
  • Good interpersonal and teamwork skills
  • Proactive and dependable approach to work
  • Ability to work effectively in a multinational environment

What Success Looks Like

  • Provide reliable support to consulting and delivery workstreams
  • Help document business requirements, processes, and client needs clearly
  • Contribute to successful platform adoption and process improvement initiatives
  • Build practical knowledge of consumer lending and platform-based transformation
  • Grow into a credible consultant for consumer lending engagements

We offer

  • 20+ years of engineering expertise delivering large-scale IT transformation and fintech solutions

  • Impact platforms used by 140M+ users across Europe and Asia

  • Join a 500+ global engineering community working across 8 time zones

  • Work in a truly international environment, collaborating with teams across Czech Republic and APAC

  • Hybrid and flexible working setup that supports work-life balance

  • Competitive compensation package including base salary, allowances, 13th-month salary, and performance bonuses

  • Premium healthcare insurance, 24/7 accident coverage, and annual health checkups

  • Extra perks including meal allowance, phone allowance, company laptop, and parking support.

  • Join us and help shape the future of consumer lending in Southeast Asia — not just by delivering solutions, but by driving real business outcomes that matter.


About EmbedIT and how you fit in

Our company is a dynamic fusion of innovation, skill, and vision, dedicated to transforming industries through technology. In this landscape, your unique talents and perspective are the keys to our collective success, contributing to groundbreaking solutions and strategies. Here, you're not just a part of the team; you're a vital contributor to a journey of continuous improvement and exceptional results. Join us, and let's shape the future together, where your growth is an integral part of our shared story.

What do we expect?

  • Strong technical proficiency and problem-solving skills

  • Commitment to quality and attention to detail

  • Proactive attitude and the ability to take initiative

  • Excellent communication and teamwork capabilities

  • Adaptability to rapidly changing environments

  • A customer-focused approach to solutions

  • Continuous learning and self-improvement mindset

  • Ability to manage time effectively and meet deadlines

Who are we looking for?

  • Innovative problem-solvers with a passion for technology

  • Team players dedicated to collaborative success

  • Individuals with a continuous learning and growth mindset

  • Detail-oriented professionals with a focus on excellence

  • Adaptable personalities ready to thrive in a dynamic environment

By exploring our careers pages, you'll gain insights into our operational style, core values, and the benefits we offer, painting a comprehensive picture of life at our company.

Our benefits

Our benefits are designed to help you go further in multiple aspects of your life, recognising and rewarding you for the value you bring to EmbedIT and our clients.

Time off

Everyone is entitled to 5 weeks of paid holiday per year.  Plus up to 5 days of personal time off for personal illness or illness of immediate family member.

Meal contribution

While you’re at work, we make your meals more affordable. Of the meals you buy at any of our office locations, EmbedIT pays 55% of what you spend.

Flexible work

Our core working hours are from 9:00 to 15:00 daily, but how early you start or how late you work, is up to you. Our hybrid setup includes the option of working from your home.

Pension Insurance or Long-term Investment product

Everyone is entitled to a pension insurance allowance of CZK 2,000 per month.

Health & Care

Our people have access to premium healthcare or a 500 CZK monthly allowance for health activities and relaxation – whatever works best for them!

Recharge by PPF

We reward your loyalty with Recharge: one extra month of leave for every five years worked.

Discount programmes

We have negotiated savings on your behalf at O2, Air Bank, Makro, Home Credit and other vendors.

Personal growth

Professional growth is an essential part of our work—we actively support skill development, hands-on experience, and participation in exciting projects..

Other cool things you can expect

Annual all staff parties, fun teambuildings, sport events and our Fail Forward sessions – where we openly share lessons learned from projects to foster growth and innovation.

Our hiring process

Expect a concise hiring process focused on evaluating your fit through an application review, a skills interview, and a culture fit discussion. Our goal is to ensure clarity and feedback throughout.

Here’s what you
can expect

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